November 2026 admit-letter update
The Indian Institute of Banking & Finance is expected to make the Junior Associate of the Indian Institute of Bankers admit letters available in October 2026. This update concerns candidates registered for the November 2026 examination cycle. The release remains expected; an exact date has not been specified.
Papers and examination format
The online examination comprises four papers, each worth 100 marks with a two-hour duration. Indian Economy and Indian Financial System is scheduled for 1 November 2026, followed by Principles and Practices of Banking on 22 November 2026. Accounting and Financial Management for Bankers will take place on 28 November 2026, and Retail Banking and Wealth Management on 29 November 2026.
How to access the admit letter
- Open the official IIBF website after the download facility becomes available.
- Navigate to Examination/Courses, select Admit Letters and choose the November 2026 JAIIB cycle.
- Enter the membership number or other credentials requested and complete the displayed security check.
- Submit the details, review the admit letter, save it and produce a clear printout.
Check the examination centre, individual paper dates, allotted shift and reporting instructions on the downloaded letter. Candidates must carry the printed letter together with an accepted original photo ID.
Reporting and shift timings
Shift 1 reporting begins at 8:00 AM, with entry closing at 8:15 AM. Login is at 8:20 AM and the examination runs from 8:30 AM to 10:30 AM. Shift 2 reporting starts at 10:45 AM, entry closes at 11:00 AM, and login is at 11:05 AM; the paper runs from 11:15 AM to 1:15 PM.
For Shift 3, reporting starts at 1:30 PM and entry closes at 1:45 PM. Login is scheduled for 1:50 PM, followed by the examination from 2:00 PM to 4:00 PM. Follow the timing assigned on the admit letter and the examination staff's directions. Mobile phones, smart devices and unauthorised materials are prohibited in the examination room; permitted-item and calculator instructions must also be observed.